You can build your credit without a credit card by paying your bills on time and making regular, on-time payments to any loans you've taken out. If you don't have any loans, you can apply for a ...

Caroline Banton has 6+ years of experience as a writer of business and finance articles. She also writes biographies for Story Terrace. Thomas J. Brock is a CFA and CPA with more than 20 years of ...